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Beacon Trust

Beacon Planned Return Strategy Fund

Fund Factsheet and Performance

For use with institutions only, not for use with retail investors.


  3 Month YTD 1 Year 3 Year 5 Year 10 Year
Planned Return Strategy Fund (BPRLX) -0.09 12.51 20.64 6.43 6.45 6.26

All performance as of September 30, 2023.

Performance data represents past performance. Past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be lower or higher than the performance quoted. Performance data current to the most recent month end may be obtained by calling 973-206-7100.

The Funds have not completed a full year of investment operations. The related performance information shown above is from the Planned Return Strategy Composite (the “Composite”), which was created by Acertus Capital Management, LLC (“Acertus”), (Acertus is a former affiliate of the Adviser which has since become unregistered and not associated with the Composite or Fund), on August 31, 2009. Total assets for the Composite is approximately $352m, as of September 30, 2023.

The Fund and the Composite share the same portfolio management team.

The Fund will be managed substantially similarly to that of the Composite and have substantially similar investment objectives, policies and strategies. The Composite consists of all accounts that the Fund’s portfolio management team manages that are substantially similar to the Fund.

The information set forth above illustrates how the performance of the Composite has varied over certain time periods since the first full year after its inception. The table provides the net returns for the specified periods. The past performance of the Composite is no guarantee of future results or trends. The returns of the Composite are calculated net (after the deduction) of any management fees payable to the adviser or other expenses for services not covered by the adviser management fee. The Funds’ management fee and other Fund expenses will similarly reduce your return on an investment in the Fund. Because the fees and expenses of the accounts within the Composite may be lower than the fees and expenses of the Fund, using the fees and expenses of the Fund to calculate the net return of the Composite may have lowered such Composite returns.

The performance of the Composite does not represent the historical performance of the Fund and should not be considered indicative of future performance of the Fund. Results may differ because of, among other things, differences in brokerage commissions, account expenses, including management fees, the size of positions taken in relation to account size and diversification of securities considerations, timing of purchases and sales, and availability of cash for new investments, as well as potential implementation differences related to availability of certain investment opportunities (and, in particular for the Fund, the unavailability of Rule 144A securities until the Fund qualifies as a “qualified institutional buyer” pursuant to the requirements of Rule 144A promulgated by the SEC under the Securities Act of 1933, as amended). In addition, not all of the accounts included in the Composites are subject to certain investment limitations, diversification or other restrictions imposed by the 1940 Act and the Internal Revenue Code of 1986, as amended, which, if applicable, may have further adversely affected the performance results of the Composites.

The method of calculating the performance of the Composite may differ from the SEC’s standardized methodology that will be used to calculate the Fund’s performance and may result in an average annual total return for the Composite that may be higher or lower than that derived from the SEC’s standardized methodology. 

Call option is the option to buy or sell a security at a predetermined price and date for a premium. Put option is the option to buy or sell a security at a predetermined price and date for a premium. Alpha is the difference between strategy performance and benchmark performance.

As with any mutual fund, there are risks to investing and loss of principal is possible.
Investing in derivative instruments can be volatile and involves various types and degrees of risks, depending upon the characteristics of a particular derivative. Derivatives may entail investment exposures that are greater than their cost would suggest, meaning that a small investment in a derivative could have a large potential impact on the performance of the Fund. 

Investing in options purchased over-the-counter bears the risk that the counter­party that wrote the option will be unable or unwilling to perform its obligations under the option contract. Such options may also be illiquid, and in such cases, the Fund may have difficulty closing out its option positions.
Investing in equity securities is generally volatile and riskier than some other forms of investment.  Common stock prices fluctuate based on changes in a company’s financial condition, on overall market and economic conditions, and on investors’ perception of a company’s well-being.  

Investing in ETFs can create the risk in liquidity, as an ETF might not be able to dispose of certain holdings quickly or at prices that represent true market value in the judgment of the ETF investment managers.  In addition, ETFs may invest in shares of other investment companies, including ETFs, as a means to pursue its investment objective. As a result of this policy, your cost of investing in the Fund will generally be higher than the cost of investing directly in such investment companies or with the risks of investing in an investment company. 

Investing in a “non-diversified” investment company subjects you to the risks of investing in fewer issuers, and may be more susceptible to a single adverse economic or regulatory occurrence. As a result, changes in the market value of a single security could cause greater fluctuations in the value of Fund shares than would occur in a diversified fund. 

It is possible to lose money on an investment in the Fund.  Investments in the Fund are not deposits or obligations of any bank, are not endorsed or guaranteed by any bank and are not insured or guaranteed by the U.S. government, the Federal Deposit Insurance Corporation, the Federal Reserve Board or any other government agency.

The Beacon Funds are distributed by ALPS Distributors, Inc.