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Important Information: Beacon Investment Advisory Services, Inc. (“BIAS”) is an SEC registered investment adviser, under the name Beacon Trust, and is wholly owned by Beacon Trust Company (“BTC”), which is a subsidiary of Provident Bank. Provident Bank is a subsidiary of Provident Financial Services, Inc., a holding company whose common stock is traded on the New York Stock Exchange. Beacon Trust does not provide investment advice for any affiliated securities or obligations. Beacon Trust may only transact business in those states where they are notice filed or qualify for a corresponding exemption from notice filing requirements. Additional information is contained in the respective Form ADV disclosure documents, the most recent versions of which are available on the SEC’s Investment Adviser Public Disclosure website at http://www.adviserinfo.sec.gov.
This report is provided by Beacon Trust for informational purposes only. Certain information contained in this report is derived from sources that Beacon Trust believes to be reliable; however there is no guarantee as to the accuracy or completeness of such information. The publication is limited to the dissemination of general information pertaining to the wealth management products and services offered by Beacon Trust to U.S. residents of those states where not prohibited by applicable law. No portion is to be construed as a solicitation to effect transactions in securities or the provision of personalized investment, tax, or legal advice.
Beacon Trust is under control of BTC which may be engaged to manage a portion of the client’s assets either directly as a manager of a Mutual Fund.
Opinions and estimates are as of the date of publication and are subject to change without notice. Forward-looking statements are based on current views and assumptions and may involve market risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Investing involves risks which may lead to losses, including loss of principal. Different types of investments involve varying degrees of risk and there can be no assurance that any specific investment will be profitable. Beacon Trust does not make any representation that any of its investments on behalf of clients, or any other investments will or are likely to achieve returns similar to those shown in any performance results presented.
Past performance is not a predictor of future results. It should not be assumed that any information discussed herein will prove to be profitable or that decisions in the future will be profitable or provide similar results. Complete Investment Advisory and transaction fees schedules are available upon request.
The S&P 500 Index is an index of large cap companies. Returns on all indexes are calculated from the dates set forth and include dividend reinvestments. These indexes are unmanaged and do not reflect any transaction costs. Investors cannot invest directly in an index.
Any discussion of tax matters contained within this communication should not be used for the purpose of avoiding U.S. tax related penalties or promoting, marketing, or recommending to another party any transaction or matter addressed herein. Beacon Trust does not provide legal advice.