Based on a thorough understanding of a client's goals, circumstances and risk tolerance, our investment managers develop a long-term asset allocation strategy balancing stocks, bonds and cash equivalents.

We emphasize specific characteristics in clients' equity portfolios:

Diversified portfolios combine elements of both growth and value styles. Our selections may include mid-sized companies as well as large-cap firms from a diverse range of economic sectors and industry groups. We avoid trading and timing strategies, preferring instead to hold investments for 3 to 5 years. As a result, portfolio turnover tends to be low. We manage our equity investments against the Standard & Poor's 500 Stock Index.

Within fixed income investments, our expertise focuses on high-grade issues of intermediate maturity (3 to 10 years). Bond portfolios are designed to produce income, if needed, and dampen portfolio volatility, if appropriate. We manage our fixed income portfolios against the Lehman Bros. Government/Corporate Intermediate Index.

Beacon Trust Company
333 Main Street, Madison, NJ 07940
(973) 377-8090